APPROVE Equipment Financing
Fast, flexible equipment financing tailored to your business
Espresso Parts has partnered with APPROVE to provide you with customized financing options that fit your unique needs. Our 60-second application connects you with best-fit lenders in the APPROVE network, ensuring you receive the best offers available. Apply now to equip your business with the tools you need.
Why APPROVE?
Access the Best Financing Options
Our network of top lenders ensures you receive the most competitive rates and terms available.
Make Smart, Informed Decisions
Our advanced tech and expert support team guide you in selecting your optimal financing options.
Seize Growth Opportunities Quickly
Secure fast financing solutions to act on business opportunities without delay.
Strengthen your Business Credit
Finance on your terms while building your business credit, keeping personal assets protected.
Maximize Your Tax Benefits
Leverage Section 179 to deduct the full cost of financed equipment and offset interest rates.
Preserve Your Cash Flow
Get the equipment and working capital you need to grow while maintaining healthy cash reserves.
How it works
Step 1
Apply Online in 60 seconds
Provide your information and complete our easy online application in just a minute.
Step 2
Get matched with the perfect lender
We connect you with our network of top lenders who can offer the best terms for your business.
Step 3
Choose terms and get your equipment
Select your financing terms and start using your equipment to grow your business.
Ready to get your
equipment now?
Apply in 60 seconds
Frequently Asked Questions
APPROVE's large network of lenders is constantly growing, however, our technology matches your application with the lender(s) most likely to offer you the best rates based on your business type and credit profile. If more than one lender is a good fit for your business and credit profile, you may receive competing offers to compare.
There is no impact to your personal credit, unless a personal guarantee is required. Personal guarantees will have an inquiry on their credit by some lenders. Because these credit inquiries happen in a short timeframe, and for the same products, credit bureaus recognize them as part of a normal shopping process and will view them as a single credit inquiry by lenders.
Established businesses with strong commercial credit can be approved instantly. If lenders need additional information from you, the quicker you provide the required information the sooner a decision will be made. It's not unusual for decisions to be made within hours, once the necessary information has been gathered.
Equipment financing is available to any business or organization that qualifies, including corporations, partnerships, LLCs, sole proprietorships and non-profits. Equipment financing is not available to consumers who desire to use the equipment only for personal use.
The cost of financing can vary greatly depending on many different factors, including your business credit, industry, time-in-business and additional guarantees that may be pledged. Generally, equipment financing ranges from a 5% to 25% equivalent APR. That said, our approach to using a network of lenders assures you will achieve the lowest cost of financing possible.
Currently, equipment financing is only available to companies based in the United States and who intend to keep the equipment in the United States.
The minimum value of equipment that can be financed is $1,500. On the other hand, there is no maximum amount and our lender network can offer competitive rates on equipment values into the millions.